Preheat your oven to 350°F (175°C) and prepare a loaf pan by greasing it or lining it with parchment paper.

In a large mixing bowl, mash the ripe bananas with a fork until mostly smooth.

In a separate bowl, whisk together the all-purpose flour, cocoa powder, baking soda, salt, and ground cinnamon.

Add the melted butter, brown sugar, eggs, vanilla extract, and milk to the mashed bananas and whisk until smooth.

Gradually incorporate the dry mixture into the wet mixture, folding gently until just combined.

Fold in the chocolate chips and cherries, ensuring they are evenly distributed.

Pour the batter into the prepared loaf pan and spread it evenly.

Bake for 55-60 minutes, checking for doneness with a toothpick.

Allow to cool in the pan for about 10-15 minutes before transferring to a wire rack.

Optionally, drizzle melted chocolate or dust with powdered sugar before slicing.